Tag: #Malaysia

  • Get to know about partners in ship chartering malaysia! 

    Get to know about partners in ship chartering malaysia! 

    Have you heard about ship chartering  malaysia? The process of renting a ship to transport cargo from one place to another is known as ship chartering. This is very similar to how a business might hire a lorry to convey items on the road. The parties engaged in ship chartering, namely the charterer and the shipowner, enter into a contract called as a charter party. The charter party includes all pertinent information about the charter, such as the crew’s qualifications, the route, and the layover period.

    The shipbroker is a common middleman during the ship chartering procedure. They will help select the best ship to fit the charterer’s needs and are typically hired by people wishing to charter a ship. They can, however, also collaborate with ship owners to locate qualified charterers for their ships.

    Partners in Ship Chartering

    ship chartering malaysia

    As was already noted, the process of chartering a ship typically involves three parties: the charterer, the ship owner, and the shipbroker. However, where exactly do these parties fit in the ship chartering process? Below, I’ll explain each party’s function in detail.

    Owner of Ship

    The ship owner, as the name suggests, is the actual owner of the boat. By leasing the ship to charterers, they generate revenue. Some ship owners just have a single vessel available for lease, but others are large corporations having a variety of vessels in all sizes and configurations. The ship owner is in charge of the regular maintenance of the boat, making sure that it complies with all safety, seaworthiness, and other standards. Additionally, they must plan and budget for things like inspections and ship registration fees.

    The original expense of buying or having the ship built is covered by the ship owner. As you may expect, the initial investment is frequently considerable, making it crucial to find charterers frequently. With voyage charters, they also cover the cost of the crew in addition to covering every other part of the trip.

    Charterer

    In order to use the vessel for the purpose of transporting persons or cargo. The charterer is the individual or group hiring the vessel. They could be the business conveying the goods on behalf of various parties or they could be the firm that owns the goods. Additionally, re-leasing a vessel to a different party in order to profit from the transaction happens occasionally.

    Planning the ship’s journey and making the necessary preparations for the loading and unloading of cargo are the charterer’s responsibilities. The safety of everyone on board the vessel is a concern for the charterer as well. The charter party will specify in detail all of the matters for which the charterer is ultimately accountable.

    Shipbroker

    The ship broker’s responsibility, like that of brokers in other sectors, is to negotiate the best terms on behalf of their client, who is typically the charterer. However, the shipbroker may on occasion work on behalf of the shipowner to find possible charterers and therefore make sure the vessel is profitable.

    The shipbroker is compensated either by the charterer or by the ship owner through a commission. It can occasionally be both at once. Regarding the process of chartering a ship, the shipbroker incurs no major expenditures.

  • Internet banking online Malaysia: Know Pros and Cons

    Internet banking online Malaysia: Know Pros and Cons

    Internet banking online Malaysia is one of the many luxuries accessible today. People will find it simpler to send money as a result. Online banking in Malaysia makes money management simpler. You can transfer money, pay bills, and deposit checks from anywhere using internet banking technologies. The most widely used method is internet banking because of its simplicity. With the advent of internet banking, financial institutions now have a novel approach to use when dealing with foreign-owned banks. Its success, however, will depend on how much the bank’s customers use this new channel for their goods and services.

    What exactly is Internet banking?

    Users can access banking services online through internet banking, a service offered by banks and other financial institutions. It is also referred to as online banking, e-banking, or net banking. To take advantage of every little service offered by their bank, customers do not need to go to a branch office. Some account holders do not have access to online banking. If you want to use internet banking, you must sign up for the service either at account opening time or later. For the purpose of logging into your internet banking account, you must use the registered customer ID and password.

    Pros of Internet Banking

    internet banking online Malaysia

    These are the Pros of online banking:

    Accessibility

    Financial services are available to you at all times throughout the year. You can check your account balance at any time and transfer money without having to wait for the bank to open because the bulk of services are available around-the-clock.

    Simple and Straightforward to Use

    Internet banking’s services are simple and easy to use.Numerous individuals find that conducting business online is far less complicated than doing so in person.

    Convenience

    You don’t have to abandon your responsibilities to wait in line at the bank. No matter where you are, you can complete your transactions. Use internet banking to pay your utility bills, regular deposit account installments, and other bills.

    Time-saving

    Internet banking allows you to finish any transaction in a matter of minutes. With internet banking, money may be quickly moved to any account in the nation or used to open a fixed deposit account.

    Activity Tracking

    You will receive a confirmation receipt once you complete a transaction at the bank branch. There’s a chance you’ll snap. A bank’s internet banking platform, however, keeps track of each transaction you make. In the event that it is required, this can serve as transactional proof. In addition, the details, such as the payee’s name, bank account number, amount paid, date, and time of the payment, will be noted.

    Cons of Internet banking 

    internet banking online Malaysia

    Listed below are some Cons to internet banking

    Internet usage is required

    Use of internet banking services requires a constant internet connection, which is a primary necessity. You cannot utilize any online services supplied if you do not have internet connectivity. You also cannot use net banking services if the bank servers are offline as a result of any technical problems on their end.

    Security of Transactions

    Internet banking transactions are still vulnerable to hackers, regardless of the security measures taken by banks to maintain a safe network. Even with the most sophisticated encryption techniques, there have been instances where transaction data has been compromised. As a result, there could be a serious risk that the hacker would utilize the data for his or her own gain.

    Password Security

    To access the services for each internet banking account, the password must be typed. As a result, the password is crucial to ensuring integrity. Others may use the password if it is made known to them in order to perpetrate fraud. Additionally, the password must adhere to the guidelines established by the institutions. It can be difficult for the account holder to remember passwords; thus, people should change them periodically to prevent password theft.

  • Different types of buildings

    Different types of buildings

    There are many elements that could define a developed city. One of the obvious elements that people look for in a developed city is multiple buildings. Huge and different kind of building defines developed cities or places, hence they can be seen everywhere in those places. Buildings need to be built with a good foundation and quality materials so that they could stay that way for many years. Every building has its own function and the way it is built is based on what type of buildings those are. In this article, we are going to discuss the type of buildings.

    Bangunan pejabat untuk disewa di KL

    One of the important buildings that can be seen in all the developed cities is the signature building. The signature buildings will define the place and it is also will be a favourite place of the tourist. It is a known fact that tourists always look for places that are beautiful and picture-worthy. Having beautiful and signature buildings in the cities will increase the attraction of tourists and many people will visit the places. Just like the Eiffel Tower in Paris, there are many signature building around the world that are famous and has their own histories. Signature buildings take the name of signature as it has their own story and history to be known by people. Hence signature buildings are not only the beautiful element of a place but also the building to tell their story.

    Secondly educational buildings. Educational buildings are important so that people have a convenient place to study and learn knowledge. Colleges and universities are places where people could make memories. A convenient and beautiful place will increase the chances of people admiring the place while studying there. Moreover, university buildings that are huge and complete with facilities will attract people from overseas and it will give an opportunity to impart knowledge to students all over the world. It is also an opportunity to have diversity in such educational buildings.

    Buildings allow people to stay inside a comfortable place and they provide the safety that is needed for people. Buildings need to be built with a strong foundation for this reason. The next type of building that is very commonly seen is the office building. Office buildings are important for people to work in a comfortable environment and it allows the workers to embrace coming to a convenient workplace. Having an office will increase the reputation of the company or the brand as it gives a professional outlook to their customers and clients. There are many buildings built around cities for offices and this also creates employment opportunities for the people. If you are looking for office space around KL, you can search for Bangunan pejabat untuk disewa di KL.

    Finally, shopping malls. We cannot forget the buildings that are built for shopping and shopping malls. Shopping malls are unique buildings which will be huge and filled with all the shops inside. It is one of the most important buildings around the city so that people can buy everything in one place as it saves time.

  • Tips to be healthy during pregnancy

    Tips to be healthy during pregnancy

    Pregnancy is the most precious and overwhelming time for every woman as it takes a lot of energy and effort to be healthy for both you and your baby. Once the baby arrived, the pregnancy period will be the most unforgettable time for women. One of the important things that need to be done during pregnancy time is to be healthy. It is a must to maintain your health for you and your baby so that the delivery process will be much easier. There are many things you can do while you are pregnant in order to maintain your health. This article will state some of the tips for you.

    care products for pregnant women Malaysia

    The first tip for pregnant women is to eat healthily. You would have probably been advised by your doctors about your eating habits and what kind of food you should consume more at this time. The main thing to eat healthily is eating clean. Eating clean means having balanced food for all your meals. A balanced meal with all the nutrients enable you to be healthy and will give you the energy to get through this pregnancy time. Remember that the food you are eating also make your baby healthy. It is better to eat balanced food every day. However, it is usual to have pregnancy cravings most of the time. You do not have to ignore your cravings, instead, you eat the food you like and satisfy your cravings. Balance is the key to healthy eating habits.

    Healthy food will usually come with exercising. Yes! It is also important for pregnant women to do some slow movements to keep themselves active. However, it is better to ask for a doctor‘s opinion on what kind of exercise you can do and what you should not do. You can do slow exercises and if you are still in confusion, walking is the best exercise and you can slowly walk around as part of your exercise time. Walking allow you to have some movements in your body while also not too vigorous. 

    You need to buy some things in order to get through this pregnancy time easily. For instance, with each trimester or once a few months your belly will grow and you need comfortable and spacious maternal clothes for you. Such clothes will help you to move around easily and they will not be too tight around your belly. You should consume some nutrients in order to be healthy. You can have them in the form of medicines or food. But only consume them with the advice of your doctor. You can buy many care products for pregnant women in Malaysia.

    Finally, during the pregnancy period, you can learn about your baby and some basic things about baby care so that it will be easier for you to take care of the baby. Breastfeeding, diaper changing and baby’s sleeping patterns are something you can learn earlier which will take some time for you to practice. You can learn them with your partner so that you can both take the responsibility of taking care of the baby.