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Easy Transaction Using Internet Banking Website

image - Easy Transaction Using Internet Banking Website
Photo: Online Banking (Google)

Nowadays, many people use sophisticated smartphones to communicate, work and shop, including banking. However, many people still frequently go to banks and ATMs for banking purposes. For example account balance inquiries, remittances, cash withdrawals, etc. However, you don’t have to bother using traditional banking transactions such as finding an ATM or going to a bank branch to make bank transactions. You can just open and do transactions from your smartphone. Currently, it can be said that all banks offer online services that make it easier for customers to conduct banking transactions. This online service is called Internet Banking Website Malaysia Service.

What is internet banking?

Internet banking is a service for processing bank transactions over the Internet. The banking business uses internet technology as a medium to obtain transactions and other information through the bank’s website. This activity uses the internet as an intermediary or liaison between the customer and the bank without having to go to the bank. Customers can use an Internet-connected laptop, tablet, desktop, or smartphone as a connection between their device and the banking system. Internet banking is sometimes referred to as electronic banking or electronic banking. Apart from these two terms, this also refers to home banking, online banking, etc.

Here are some of the advantages of using internet banking:

Internet banking is an innovation. Its existence will provide benefits that make it easier for everyone. If normally people need to go to the bank for transactions, now this can be done with mobile phones and the internet everywhere.

So what are the advantages?

– More efficient

Customers can do more financial transactions, and manage and schedule transactions at one time.

– Quickly open an account & apply for a loan

Almost all banks have deposit facilities, opening a savings account through internet banking. Some even have a loan application facility.

– Practical and free

With internet banking, customers can save time and costs in conducting banking transactions. Definitely, this is very suitable, especially with the increasingly high busyness of society, especially in big cities. Transactions can also be done flexibly, anywhere and anytime.

Can make transactions for daily needs

You can buy electricity tokens, credit, data packages to pay credit card bills, internet and even phone calls only through your cellphone.

Check currency exchange rates

Has a feature that can see what the prevailing exchange rate is. So that customers are able to see the daily exchange rate via mobile.

– Banks are more efficient in operational costs

Surely, banks that have information technology systems and internet banking will be more cost-effective in their operations because they do not need to open more branches.

– Can make transactions for daily needs

Customers can also make credit card payments, credit transactions, data packages, and etc only by mobile phones.

image 1 - Easy Transaction Using Internet Banking Website
Photo: OTP Code (Google)

To use internet banking, customers need a User ID, password, OTP, and a stable internet network. Some of this data will be obtained after you register and submit it to activate internet banking to the bank. You must ensure that the internet banking that is accessed is the official website of the bank you register. Then you will be asked to enter your user id and password. When making a transaction, you will get an OTP which is usually obtained from SMS or telephone. After the transaction is complete, you will usually receive an email as proof that the transaction has been successful. You must also ensure that you have logged out of the internet banking page. Be vigilant about personal information, especially your user ID and password.